RV Insurance
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Do you Need RV Insurance?
RV insurance is different than car insurance. That’s why motorhomes, travel trailers and campers need custom coverage. RV insurance gives you many of the same benefits you get with car insurance coverage, but includes more protection based on the unique risks you face with an RV.
RV Insurance Coverages
You can customize your insurance policy with different types of coverage, including:
- Medical payments: This helps cover treatment or recovery costs if you or your passengers get hurt in an accident.
- Collision damage: This helps pay for your repair costs if your RV gets damaged in an accident.
- Bodily injury: If you get into an accident with your RV and other people get hurt, this coverage helps pay their medical expenses.
- Property damage: If your RV or trailer damages another person’s property, like their car or home, this coverage can help pay for their repairs.
To determine the type of insurance you need for your RV consult with a Schoppe Insurance agent, our agents can explain the different coverage options for your particular case. The different types of RVs will require different policies.
- Motor homes require an auto policy with liability coverage
- Living in your RV may require additional coverage
- Liability coverage in case someone gets hurt inside your RV while its in an RV park
Choose the right agent to sort through the different insurance options and help you choose the coverage and policy you need.
