Insurance Options
Our LOCAL Insurance Agency will Help you Choose the Right Policy and Coverage
In Texas, your insurance laws are set by the Texas Department of Insurance (TDI). A local insurance agency like Schoppe Insurance can get you coverage today. State law requires people who drive in Texas to pay for accidents they cause. In Texas, you must have a minimum of $30,000 in liability coverage for each injured person, up to a total of $60,000 per accident, and $25,000 for property damage per accident. This basic coverage is called 30/60/25.
Helps pay for
- Repairs to vehicles
- Repairs to damaged property
- Medical expenses
- Rental fees
Business insurance, also known as commercial insurance, helps protect business owners from unexpected losses.
There are many types of insurance options that can help protect the company you’ve worked hard to build. Our local Insurance agency will work with you to choose the right policies and options.
Commercial auto insurance helps cover the costs of an auto accident while you or an employee uses a company-owned car for business. This coverage can help pay for property damage and medical expenses – even in the event of a fatal accident.
Coverage of
- Company Vehicle Liability
- Company Vehicle Damage
- Medical Expenses Coverage
- Property Damage Coverage
With a homeowners insurance policy, you may receive financial assistance if your home or its contents are destroyed or damaged. A homeowners insurance policy can also help if someone is injured on your property.
Homeowners insurance provides a variety of coverages such as dwelling coverage, personal property coverage, other structures coverage and personal liability coverage.
Life insurance is a way you can protect your family and loved ones, even after you pass away. Rather than leaving your family with existing debt, funeral expenses and other everyday costs, they’ll receive a tax-free death benefit or payout. This can provide financial security and stability. With a life insurance policy, you’re prepared for the worst but can plan for the best.
It’s important to have the right coverage that will protect you, your passengers and your boat or watercraft while you’re on the water. No matter what type of recreational boat you own, having watercraft insurance is essential.
RV insurance is different than car insurance. That’s why motorhomes, travel trailers and campers need custom coverage. Our RV insurance gives you many of the same benefits you get with car insurance coverage, but includes more protection based on the unique risks that RVs face.
